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Source: Hartford Courant

If you have a Bluetooth device, you must take some security precautions.
More than half of the devices in use are vulnerable to attack by thieves because they remain in pairing mode all the time, and have a default PIN that can't be changed.

All the thief needs is a Bluetooth-equipped laptop, a modified antenna and you as their target as you order lunch and read out your credit card number over the phone.
Jim Stickley, a regular on "The Today Show" and author of a new book, "The Truth About Identity Theft" offers these tips:
When purchasing a hands-free Bluetooth device, make sure that the device requires you to press a button before it goes into pairing mode to use with your cellphone.

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Those having anything to do with pension, savings, profit-sharing, employee benefit, and health/welfare plans are liable to the beneficiaries for any breach of their fiduciary duties. This article examines this liability and possible ways to handle the exposure.

There has always been potential liability for various officers of an organization as well as other persons acting in some capacity relating to an employer's pension, savings, profit-sharing, employee benefit, and health and welfare plans. Specifically, those persons employed by organizations to design and administer such pension and employee benefit plans, including the management of the assets and liabilities of the plans, are liable to the plan beneficiaries for any breach of these fiduciary duties. This article briefly examines fiduciary liability and possible ways to handle the exposure. Liability under ERISA.

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Property/casualty insurers Travelers Cos. Inc. and Chubb Corp. said they do not need federal financial assistance and chided other insurers pushing to be included in the $700 billion bailout.

"Most companies in the P&C (property-casualty) industry are in a strong position despite market turbulence," Chubb spokesman Mark Greenberg told Reuters, adding that the intention of the bailout was to spend "taxpayers dollars where there is a risk of failures."

Among insurers there has been one high-profile near collapse. American International Group Inc. last month avoided bankruptcy by getting an $85 billion rescue package from the U.S. government after mortgage-related losses on credit default swaps left it in a severe cash crunch.

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Sincerely,

McDonough & Keegan Insurance Agency, Inc.